Turn the tide on bill collectors and get the help you deserve!
Are you sick of getting those nasty, harassing phone calls from bill collectors? Does your heart sink everytime the phone rings as you check the caller ID? Do you wish there was a way you could simply get rid of them?
There is! When you hire a bankruptcy attorney, you turn those calls over to your attorney’s office. Here, collectors are put in line to wait for the status of your case. Usually retaining an attorney is a great step to lessening the collection attempts.
However, just having retained an attorney doesn’t legally bind creditors to contact your attorney. The key is preparing your case with your attorney and actually filing your case with the bankruptcy court. Once you do this, creditors are legally prohibited from contacting you! In fact, all collection attempts are halted, including judgments, garnishments, repossessions and even foreclosure!
By filing bankruptcy, debt collectors lose control of the situation, and you take back your life.
In addition to the incredible legal defense provided by the Bankruptcy Code, our office can also educate you on what bill collectors can and cannot do under the law - information is power. Bill collectors (either in or out of bankruptcy) are required to follow a set of rules known as the Fair Debt Collection Practices Act (or FDCPA). Violations of these rules are strictly illegal, the punishments for which can be severe.
Should your creditors violate the law, it’s imperative that you follow the instructions of your attorney. In some cases, there could even be a cash settlement in your favor.
It’s important to note that most bankruptcy attorneys do not actively look out for FDCPA violations and are inexperienced in going after creditors for violations. At Lincoln Law we try to provide comprehensive debt solutions, including both Bankruptcy and FDCPA violation cases.
So when you’re looking for a way out, make sure you select a law firm that covers you on all fronts. But most of all, take action to regain your financial freedom. Call Lincoln Law at 800-404-0018 today for a free debt consultation.